Nani Fintech Plus is a trade coordination business focused on Sharia-compliant construction materials financing. We connect SMEs that need building materials with the funding to purchase them, using genuine buy-and-sell structures.
The UK construction sector relies heavily on access to materials at the right time. Many SMEs, particularly within Muslim communities, struggle to find financing that aligns with their ethical and religious principles.
Nani Fintech Plus was created to address this gap. We coordinate trade transactions that allow SMEs to access construction materials through Murabaha a genuine sale-of-goods structure rooted in Islamic finance principles.
Our role is coordination and due diligence. We do not lend, hold funds, or manage assets. Every transaction is executed through independent professional partners, with clear role separation at every stage.
Every transaction is backed by specific, identifiable construction materials not abstract financial instruments.
Funds are held by independent solicitors in regulated client accounts. Nani never touches participant funds.
Every party and every transaction is screened thoroughly before any funds move. No shortcuts.
Clear documentation, defined roles, and honest communication at every stage of every transaction.
Clarity about our role is fundamental to how we operate. There should be no ambiguity about what Nani does and does not do.
Murabaha is one of the most widely used structures in Islamic finance. It is a sale-of-goods contract, not a loan. Here is how it works in the context of construction materials.
A construction company needs specific materials for a real project,cement, steel, timber, tiles, or other supplies.
The materials are bought from a supplier at market price. The buyer takes genuine ownership and bears real commercial risk.
The materials are sold to the SME at the original cost plus a fixed, disclosed trade margin. This is a sale, not a loan with interest.
The SME pays the agreed total price in monthly instalments over an agreed period, typically 6 to 12 months.
Important: This is a general explanation of how Murabaha works as a concept in Islamic finance. It is educational content and does not describe a specific product or opportunity offered by Nani. The structure of any specific transaction would depend on the parties involved and would be subject to independent legal and Sharia review.
A focused team building ethical trade finance infrastructure for underserved communities.
Identified the systemic gap in Sharia-compliant trade finance for Muslim and diaspora communities. Leads strategy and partnerships.
Manages the financial architecture of each transaction and internal controls.
Leads platform development, process automation, and operational infrastructure.
If you would like to understand more about Nani's approach to Sharia-compliant trade finance, we are happy to have a conversation. This is not a solicitation or invitation to participate in any specific transaction.
203–205 The Vale Business Centre
The Vale, Acton, London W3 7QS
We welcome enquiries about our approach and how we operate.