Ethical Finance Innovation

Transforming Finance with Purpose

Empowering individuals, communities, and investors through innovative Shariah-principled financial solutions that drive inclusive growth and sustainable prosperity

Shariah principles

Compliant Solutions

Community

Driven Innovation

Sustainable

Impact Focus

Inclusive

Growth Platform

Ethical Finance, Redefined

At Nani Fintech Plus, we believe that financial innovation should serve humanity's highest values. Our cutting-edge fintech solutions seamlessly blend modern technology with time-tested Islamic finance principles, creating opportunities for ethical growth that benefit individuals, communities, and society as a whole.

From grassroots community savings to sophisticated investment instruments, our Shariah-compliant platforms are designed to foster financial inclusion, transparency, and sustainable prosperity. We're not just building financial tools—we're crafting a more equitable financial future.

Values-Driven

Every product is built on principles of fairness, transparency, and social responsibility

Innovation-Powered

Cutting-edge technology meets traditional wisdom to create breakthrough solutions

Globally Inclusive

Accessible financial services that bridge communities and create opportunities worldwide

Ayuto

Digital Table Banking Revolution

Empowering Communities Through Collective Finance

Ayuto transforms traditional table banking into a powerful digital platform that brings communities together to save, invest, and grow collectively. Built on principles of mutual support and interest-free cooperation, Ayuto makes financial inclusion accessible to grassroots groups worldwide.

Interest-Free Finance

Complete elimination of riba (interest) with profit-sharing mechanisms that benefit all members equally

Full Transparency

Real-time tracking of contributions, loans, and group activities with complete visibility for all members

  • Mobile-first platform accessible on any smartphone
  • Automated savings and contribution tracking
  • Democratic decision-making tools for group governance
  • Emergency fund management
  • Financial literacy resources and community support
  • Integration with mobile money and banking systems

Community Impact

1000+

Planned Active Members

£50K+

Funds Mobilized

12+

planned Active Groups

3+

Countries

Success Story

"Digital Ayuto helped our women's group in Nairobi save ksh150,000 in just 8 months. Three members started successful businesses, and we're now planning a community center!"

— Sarah M., Group Leader

Everyday Islamic Banking

Halal Payments

Instant, secure transactions without hidden fees or interest charges

Ethical Savings

Profit-sharing accounts that grow your wealth through legitimate trade

Business Solutions

Complete payment processing for Shariah-principled businesses

Shariah principles certification in progress

Halal Ways

Shariah-principled Digital wallet

Your Everyday Financial Companion, Aligned with Faith

Halal Ways brings Islamic financial principles into the digital age, offering individuals and businesses a complete suite of financial services that honor both innovation and tradition. Experience the convenience of modern fintech without compromising your values.

Core Principles

No Riba (Interest)
No Gharar (Uncertainty)
Asset-Backed Transactions
Ethical Investment Only
  • Instant halal payment processing for online and offline transactions
  • Profit-sharing savings accounts with competitive returns
  • Murabaha financing for personal and business needs
  • Zakat calculation and automated charitable giving
  • Multi-currency support for international transactions
  • 24/7 Shariah advisory support and guidance

Sukuk

Ethical Investment Bonds

Invest with Purpose, Earn with Integrity

Our Sukuk platform democratizes access to ethical investment opportunities, allowing both institutional and individual investors to participate in asset-backed securities that generate stable returns while funding impactful projects across infrastructure, healthcare, education, and sustainable development.

Asset-Backed Security

Every Sukuk is backed by real, tangible assets ensuring transparency and reducing investment risk

Stable Returns

Predictable profit distributions based on actual project performance and asset appreciation

Investment Opportunities

Healthcare Infrastructure
Educational Facilities
Renewable Energy
Affordable Housing
  • Minimum investment for individual investors
  • Institutional-grade due diligence and risk assessment
  • Quarterly profit distributions with full transparency
  • Secondary market trading for liquidity needs
  • ESG-compliant projects with measurable social impact
  • Shariah board certification for all investment products

Investment Performance

%?

Average Annual Return

1000+

Planed Assets Under Management

Planned Featured Project
coming soon
Investor Testimonial

"Sukuk investments through Nani Fintech Plus will give you peace of mind. Earning competitive returns while supporting projects that make a real difference in communities."

Portfolio Manager

Ready to Transform Your Financial Future?

Join thousands of individuals, communities, and institutions who are ready to experiencing the power of ethical finance. Whether you're looking to start a community savings group, need Shariah-compliant banking, or want to invest with purpose, we're here to help.

Partner with Us

Banks, financial institutions, and organizations looking to offer ethical finance solutions

Join Our Community

Individuals and groups ready to experience community-driven financial empowerment

Invest Ethically

High-net-worth individuals and institutions seeking Shariah-compliant investment opportunities