Sharia Board & Compliance
Our Commitment to Halal Finance: Ethical, transparent, and supervised solutions for the future of finance.
Sharia Governance Framework
Our Sharia governance follows international Islamic finance standards, ensuring that our operations, contracts, and investment models are fully aligned with AAOIFI and IFSB guidelines.
1. Product Screening
Review to avoid riba (interest), gharar (uncertainty), and haram activities.
2. Sharia Audit
Regular audits by our Sharia Board to maintain ongoing compliance across all offerings.
3. Fatwa & Certification
Each product receives formal Sharia approval and certification before public launch.
Our Sharia Supervisory Board
Our Sharia Supervisory Board is composed of qualified Islamic finance scholars and advisors who provide independent oversight, review, and guidance on all halal financial operations at Nani Fintech Plus.
Their primary role is to ensure that every savings, investment, and financing model we offer — including our Ayuto Savings and Halal Investment programs — fully aligns with Sharia principles and international Islamic finance standards.
Board Composition
- Islamic jurisprudence (Fiqh al-Mu’amalat)
- Sharia auditing and governance
- Islamic banking and fintech innovation
Board Oversight & Functions
Product Review & Approval
Evaluating new financial models for compliance with Sharia principles.
Ongoing Sharia Audits
Conducting periodic reviews to maintain ethical and operational integrity.
Fatwa Issuance
Providing formal certification for products once they meet full compliance standards.
Advisory Role
Offering guidance for continuous alignment with AAOIFI and IFSB frameworks.
Sharia Supervisory Board: Announcement Timeline
Our commitment to transparency means full disclosure of our Sharia Supervisory Board's composition.
Board Announcement: Before the end of 2025 (Expected)
The full list of appointed scholars, their biographies, and credentials will be published on this page upon the successful completion and issuance of our initial Fatwa and Sharia Compliance Certificate. We are dedicated to ensuring our Board is composed of the most respected authorities in Fiqh al-Mu’amalat and Islamic Fintech.
Message from the Board
“The rise of ethical and digital finance is an opportunity to bring faith-based integrity into fintech. Nani Fintech Plus represents a new generation of halal innovation — rooted in Sharia, powered by technology, and guided by transparency.”
— Nani Fintech Plus Sharia Supervisory Board
Our Standards & Compliance
- AAOIFI Sharia standards: For Islamic finance contracts and governance.
- IFSB guidelines: On governance, risk management, and transparency.
- Global Fintech principles: Emphasizing justice, fairness, and community benefit.
Certification & Disclosure
Once the final Sharia Compliance Certificate (Fatwa) is issued, it will be published here for transparency and public access.
📄 Download Sharia Certificate — Coming SoonDisclaimer: “Our Sharia Board supervises all halal investment and Ayuto savings models. Final certification is pending issuance. All Nani Fintech Plus products are designed in accordance with Islamic finance principles, ensuring transparency, fairness, and community benefit.”