Transparent Pricing for Ethical Finance

At Nani Fintech Plus, we believe financial empowerment should be simple, fair, and transparent. Our pricing model is designed to reflect the value of our Sharia-principled services while keeping your investments safe and cost-efficient.

We offer flexible options for everyone, whether you’re starting small with Ayuto Savings or building a portfolio of halal investment products. There are no hidden fees — what you see is what you pay.

1. Account & Platform Access

  • Free Account Creation: Sign up and explore Nani Fintech Plus with no initial cost.
  • Dashboard & Tracking: Monitor your savings and investments with real-time insights.
  • Secure Access: Your data and funds are fully protected using bank-level encryption.
Note: Account setup and access are completely free.

2. Transaction Fees

  • Deposits: No fees for adding money to your account.
  • Withdrawals: Small flat fee to cover banking costs (transparent and disclosed before each transaction).
  • Transfers & Payments: Minimal fees for Sharia-compliant transfers, always shown upfront.
Commitment: We are committed to minimal and fully disclosed transaction costs.

3. Investment Products

  • Management Fee: Low, transparent fee for managing your halal savings and investment portfolios.
  • Performance Fee: Only applied if your investments grow — aligning our success with yours.
  • No Hidden Charges: All fees are disclosed in advance, and your returns are always clear.
Focus: This covers Ayuto Savings & Halal Portfolios.

Pricing & Fees

Simple. Fair. Transparent.

We believe when you trust a fintech with your money, fees shouldn’t surprise you.

🔍 What You Pay (Core Fees)

  • Free to Open: Free to open an account, view the wallet, and add funds in GBP.
  • Currency Exchange: Competitive FX spread + small mark-up (fully displayed before you click “Exchange”).
  • Domestic UK Transfers: Free (subject to partner banking rules).
  • International Transfers: Starts from £X (based on destination) — final fee visible before you confirm.
  • Card Issuance & Management (when live): £Y/year + £Z per ATM withdrawal abroad (you’ll see all fees in the app).
No Hidden Surprises
  • “What you see is what you pay — always.”
  • All fees listed upfront.
  • You can cancel or close anytime with zero penalty (subject to bank rules).
Coming Soon
  • Clean pricing for virtual cards and multi-currency sub-wallets (live in Phase-2).

All pricing is indicative and subject to confirmation upon product launch.

5. Premium Features (Optional)

For advanced users, we offer optional features at reasonable costs:

Priority Support

Fast-track assistance for questions or account management.

Detailed Analytics

Enhanced reports on your portfolio and growth.

Educational Resources

Guides on halal finance, Sharia compliance, and investing responsibly.

Why Nani Fintech Plus Pricing is Different

Transparency

Fees and returns are fully aligned with Islamic finance principles, ensuring ethical and trustworthy operations.

No Hidden Costs

Every single fee is upfront and clearly communicated before you commit to any transaction or investment.

Ethical Alignment

Our success is linked to your success — performance fees only apply on growth, ensuring our interests are aligned.

Tech-Driven Security

Advanced security ensures your money is safe, giving peace of mind alongside ethical investing.

Simple, Honest, and Fair

“At Nani Fintech Plus, our goal is to make halal finance accessible to everyone. Our pricing is designed to be simple, fair, and transparent, letting you focus on growing your wealth ethically and securely.”